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Credit Specialist / Clerk

Finance
Banking and Lending
Credit Checker / Clerk

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

At a Glance

Credit Specialist / Clerk earns an average of $44,461/yr. Typical education: High school or GED. Experience: 2.2–2.5 years. Top skills: Customer Service, Communication, Sales.

Avg Annual Salary

$44,461/yr

Typical Education

High school or GED

Experience

2.2–2.5 years

Job Postings

10

Parent Occupation (O*NET)

Credit Authorizers, Checkers, and Clerks

Median Wage

$49,130/yr

Growth (2024-34)

-6.2%

Education

High school diploma or equivalent

Skills & Requirements

Specialized Skills (12)

Credit Policies

4.8

Auditing

4.8

Collections

4.8

Call Center Experience

4.7

Bilingual (Spanish/English)

4.7

Customer Support

4.5

Vlookups

4.4

Electronic Remittance Advice

4.3

Credit Processes

4.3

Repossession

4.3

Standard Operating Procedure

4.2

Common Skills (18)

Customer Service

5.0

Communication

5.0

Sales

5.0

Management

4.9

Professionalism

4.9

Arithmetic

4.9

Detail Oriented

4.8

Research

4.7

Computer Literacy

4.6

Proactivity

4.5

Prioritization

4.5

Basic Internet Skills

4.4

Relationship Building

4.3

Related Specializations

Other specialized occupations in this field. Many share overlapping skills, making lateral moves more accessible.

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